Property Insurance Discounts and Premium Reductions

Save on property insurance premiums? Yes you can!

You have a roof...a house, a condo, a town home or a cottage. Here's how OTIP can help you save money on your property insurance premium.

Do you own a home that is 29 years or newer?

You may be eligible for the New Home Discount.

Do you have an exemplary claim history?

You may be eligible for the Claims Free Discount.

Is your home free of any mortgages or liens?

You may be eligible for the Mortgage Free Discount.

Is your home protected by a monitored alarm system?

You may be eligible for the Monitored Alarm Discount.

Are you 50 years of age or older?

You may be eligible for the Mature Citizen Discount.

Have you been with OTIP/Traders or your immediate prior insurance carrier for 3 or more years?

You may be eligible for the Loyalty or New Business Loyalty Discount.

Is your vehicle also insured with OTIP/Traders?

You may be eligible for the Car and Home Discount.

All discounts are subject to underwriting rules; some limitations may apply.

Contact OTIP today!

If you answered "yes" to any of these questions, contact us to discuss your eligibility for a discount on your property insurance premium.

Feature:
Bundle and Save!
Insure both your home and auto with OTIP to take advantage of our Multi-Policy Discount.